Lorrie Brouse (invited)
Deputy Commissioner and General Counsel
Tennessee Department of Commerce and Insurance
Lorrie Brouse serves as the Deputy Commissioner and General Counsel for the State of Tennessee’s Department of Commerce and Insurance. As General Counsel, she leads a group of 50 attorneys, legal professionals and support staff in providing a vast array of legal services for the varied divisions under the Agency’s umbrella, including Insurance, Securities, Fire Prevention, Law Enforcement Training, Corrections, Consumer Affairs, Emergency Communications (E-911), Tenn Care Oversight, and Regulatory Boards, an ever growing and diverse group of regulatory boards ranging from cosmetology and barber to funeral homes, real estate and accountancy. In her role as Deputy Commissioner, Lorrie oversees the Insurance, Securities, and TennCare Oversight divisions. She reports directly to the Commissioner.
Prior to joining the Department of Commerce and Insurance, Lorrie was with Allstate Insurance, which at the time was the second largest property and casualty insurance company in the United States and one of the nation’s top 25 life insurance companies for many years. Lorrie was a leading member of the Southern Region’s executive management team as well as an active member of the company’s legal division. She coordinated legislative and regulatory matters for Mississippi, Louisiana, Kentucky, Arkansas, and Tennessee and served in leadership positions on a variety of industry boards in those five states. During her time with Allstate, Lorrie was Chair of the Mississippi Windstorm Underwriting Association (MWUA) when Hurricane Katrina struck the Gulf Coast, and her efforts in both Louisiana and Mississippi with varied and diverse parties led to a number of sweeping legislative and regulatory reforms in the aftermath of dealing with such a catastrophe. She also chaired the Kentucky FAIR Plan, chaired the Insurance Institute of Kentucky, was Secretary-Treasurer of the Tennessee Guaranty Insurance Association and Chair of its Audit Committee, headed the reinsurance committee for both the MWUA and the Mississippi Residential Property Insurance Underwriting Association (MRPIUA), was a member of the Louisiana Property and Casualty Commission, the Arkansas Rural Risk Underwriting Association (ARRUA), the Arkansas Earthquake Authority, the Arkansas Emergency Response Task Force, and was a founding member of the Coalition to Insurance Louisiana and other related coalitions. While with Allstate, Lorrie also gained experience in Claims, Sales, Human Resources, Internal Security, and was also a Certified Fraud Examiner. In those roles, she worked in West Virginia, Pennsylvania, New Jersey, and California and had responsibilities for regions in the northeastern United States, from Virginia to Maine and Ohio, and in the West from Colorado and all states west, including Alaska and Hawaii.
Raised primarily in Michigan and West Virginia, Lorrie received both her undergraduate and J.D. from West Virginia University, and holds active licenses in both Tennessee and West Virginia. She has held a variety of leadership roles with her local churches in both California and Tennessee, and previously served as a board member and part of the executive council with the YWCA of Nashville and Middle Tennessee.
Lorrie resides in Franklin, Tennessee, and she and her husband, Richard, currently split their time between Tennessee and Louisiana.